Banking & Finance, Fintech

Melissa Morán

Partner - GUATEMALA

“Melissa Moran has a strong grasp of the regulatory and legal aspects of financial matters, while remaining up to date with developments in the fintech sector.”

Melissa is a Partner at Consortium Legal – Guatemala with more than 21 years of professional experience advising local and international clients in the banking, finance, corporate, and M&A sectors. She has developed her practice in industries such as banking, agriculture, manufacturing, and financial services, providing strategic guidance in both domestic and cross-border transactions.

Her expertise includes syndicated loans, international debt issuances, project finance, securitizations, corporate restructurings, and financial institution authorizations, as well as proceedings before the Superintendency of Banks. She frequently structures and negotiates transactions under Guatemalan and New York law, ensuring compliance and efficient execution for investors, funds, and financial institutions.

Melissa also advises on financial innovation and technology, including fintech and insurance, helping clients adapt to evolving regulatory frameworks and implement forward-looking financial structures. Her ability to combine legal insight with business strategy has positioned her as a trusted advisor in high-impact financial and corporate matters in the region.


 

Practice Areas

  • Banking & Finance
  • Mergers & Acquisitions
  • Project Finance
  • Fintech
  • Participated in drafting the regulation for the issuance of hybrid bonds in Guatemala.
  • Advised on the acquisition of 100% of the shares of a bank by one of the country’s largest financial groups.
  • Participated in securitizations of payment rights by a Guatemalan bank under New York law.
  • Advised on a US$800 million private debt issuance, listed on the New York Stock Exchange.
  • Negotiated and structured a US$408 million syndicated loan as external counsel to the banking syndicate.
  • Advised a Luxembourg investment fund on financing under NY law with local guarantees.
  • Master in Banking and Finance, Boston University School of Law, United States (2010)
  • Degree in Legal Sciences Lawyer and Notary, Universidad Francisco Marroquín, Guatemala (2005)
  • Member, Guatemala Bar Association

Recognitions

Articles

Electronic Wallets in Guatemala

By: Melissa Morán Electronic wallets or e-wallets are defined as a technological tool through which currencies...