José Paz Morales is a partner in Consortium Legal - Honduras. He has 15 years of experience in banking law, financial law, stock market law, insurance and reinsurance law, corporate law, contract law and horizontal property law. He advises foreign and local clients on cross-border transactions, mergers, acquisitions and reorganizations of business groups, international financial transactions and applications before the Central Bank of Honduras and the National Commission of Banks and Insurance Companies. 

• Some of his work includes the merger and acquisition of Banco de America Central Honduras, a bank subsidiary previously owned by General Electric
• Merger and acquisition of Aseguradora Hondureña Mundial, S.A., a top local insurance company, acquired by the insurance group MAPFRE
• Counsel to the Overseas Private Investment Corporation “OPIC” and Citibank, N.A., regarding the collateral for the US$225 million international credit facility granted to BAC´s Central American banking network and regulatory filings and approvals of the initial public offering of US$20 million in debt securities issued by Banco Citibank Honduras, S.A., a subsidiary of Citibank N.A.

• LLM in Securities and Financial Regulation, Georgetown University, United States (2012)
• Law degree with majors in Commercial Law and Administrative Law, Universidad Nacional Autónoma de Honduras (UNAH), Honduras (2008)

• Honduran Bar Association
• Member, Arbitrator and Conciliator of the Conciliation and Arbitration Center of the Chamber of Commerce and Industry, Tegucigalpa (CCIT)
• Member, Oversight Board of the American Chamber of Commerce in Honduras (AMCHAM Honduras) (2018-2020)